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  • #16
    Re: creditcritter`s UE Diary

    First Direct
    • Type of account : credit card
    • Comenced : circa 2003
    • Aprox amount : £1826
    • dmp started 06/06 pro rata ayments started
    • Account owner :Lewis group

    History:
    cca requested details for wrong account sent
    letter sent saying they had not fulfilled my request
    letter recieved 22/6/2011 still insisting the account is an overdraft yet i have the credit card statements proving otherwise
    Last edited by creditcritter; 23 June 2011, 09:46.

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    • #17
      Re: creditcritter`s UE Diary

      MBNA 2
      • Type of account :credit card
      • Commenced : circa 2003
      • Approx amount : £4230
      • dmp started 06/06 pro rata payments started
      • Account owner : link

      History:
      still to add
      Last edited by creditcritter; 23 June 2011, 09:48.

      Comment


      • #18
        Re: creditcritter`s UE Diary

        MBNA 3
        • Type of account : credit card
        • Commenced : circa 2002
        • Aprox amount : £1633
        • dmp started 06/06 pro rata payments started
        • Account owner : link

        History:
        cca requested standard mbna application form recieved
        Last edited by creditcritter; 23 June 2011, 09:50.

        Comment


        • #19
          Re: creditcritter`s UE Diary

          IF Credit card
          • Commenced : 2002
          • Approx amount : £3303
          • dmstarted 06/06 pro rata payments started
          • Account owner : Robinon way

          History:
          still to add


          Last edited by creditcritter; 23 June 2011, 09:53.

          Comment


          • #20
            Re: creditcritter`s UE Diary

            If Loan
            • Commencd : circa 2002
            • Approx amount : unsure it has dissapeared from dmp?
            • Date last paid?
            • Arrangement : on hold
            • Owner :Robinson Way

            History:
            On hold
            Last edited by creditcritter; 23 June 2011, 09:54.

            Comment


            • #21
              Re: creditcritter`s UE Diary

              MBNA 4
              • Type Of account :credit card
              • Commenced : 27/03/03
              • Approx amount : £10724
              • dmp started 06/06 pro rata payments started
              • Account owner : mbna

              History:
              cca requested application form recieved
              Last edited by creditcritter; 23 June 2011, 09:57.

              Comment


              • #22
                Re: creditcritter`s UE Diary

                Nationwide
                • Type of account : Credit card
                • Commnced : 16/10/03
                • Approx amount : £4751
                • dmp started 06/06 pro rata payments started
                • Account owner : Nationwide

                History:
                inhibition
                Last edited by creditcritter; 23 June 2011, 09:59.

                Comment


                • #23
                  Re: creditcritter`s UE Diary

                  Ulster Bank
                  • Type of account : credit card
                  • Commenced : circa 2002
                  • Approx amount : £1000
                  • dmp started 06/06 pro rata payments started
                  • account owner : Ulster bank

                  History:
                  to send cca request
                  Last edited by creditcritter; 23 June 2011, 10:01.

                  Comment


                  • #24
                    Re: creditcritter`s UE Diary

                    Tradepro Card
                    • Type of account : trade card
                    • Commenced : 2004
                    • Approx amount : £10500
                    • Last paid : monthly
                    • Arrangement : £50per month
                    • Account owner : Tradepro card services ltd


                    History:
                    Application form / agreement recieved disputing £2700 charges added trying to reclaim as i am a sole trader they are refusing , i have also read elsewhere that there agreements are badly flawed , this one is of concern they are a nasty lot & i am well versed in dealing with scumbag dca`s
                    Last edited by creditcritter; 23 June 2011, 10:03.

                    Comment


                    • #25
                      Re: creditcritter`s UE Diary

                      Hi Niddy i know your a busy man hope you get a chance to get me started.

                      Comment


                      • #26
                        Re: creditcritter`s UE Diary

                        you wouldn`t need to be desperate for advice on here ?

                        Comment


                        • #27
                          Re: creditcritter`s UE Diary

                          i posted this diary a week ago expecting some guidance , i am very dissapointed as yet not even a start , i know nobody gets paid but at the end of the day it`s the same with quite a lot of advisory services , i don`t mean sound ungratefull although it may seem it , a great different approach on this site and a very sound leader in Niddy , if it is due to underfunding maybe we should all dig into our pockets & help to what level we can , no other site offers this level off support you get here when it`s working properly but this week it`s not been consistent.

                          Comment


                          • #28
                            Re: creditcritter`s UE Diary

                            hi,
                            Dont worry niddy checks here everyday if it isnt urgent he updates diaries weekly his help is greatly appreciated by us all, niddy never asks for donations if any of us can donate thats fine but he NEVER expects anything that is why this site is so good, he gives his advice freely. Be patient and again dont stress.
                            Good Luck
                            Helmsman

                            Comment


                            • #29
                              Re: creditcritter`s UE Diary

                              Originally posted by creditcritter View Post
                              i posted this diary a week ago expecting some guidance , i am very dissapointed as yet not even a start , i know nobody gets paid but at the end of the day it`s the same with quite a lot of advisory services , i don`t mean sound ungratefull although it may seem it , a great different approach on this site and a very sound leader in Niddy , if it is due to underfunding maybe we should all dig into our pockets & help to what level we can , no other site offers this level off support you get here when it`s working properly but this week it`s not been consistent.
                              Hi Just learn to be patient, had a quick look at your diary there seems to be nothing that is that urgent. Niddy will be along soooooooooon
                              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                              • #30
                                Re: creditcritter`s UE Diary

                                Originally posted by creditcritter View Post
                                you wouldn`t need to be desperate for advice on here ?
                                If it was urgent i'd respond immediately, even at 2am, 3am or 10pm! I work 84 hours a week and spend whatever other time here, family life, me? I'm sorry for having a weekend off - next time i'll check with you first shall I?

                                Not the best way to expect help, by dictating to me!

                                Originally posted by creditcritter View Post
                                i posted this diary a week ago expecting some guidance , i am very dissapointed as yet not even a start , i know nobody gets paid but at the end of the day it`s the same with quite a lot of advisory services , i don`t mean sound ungratefull although it may seem it , a great different approach on this site and a very sound leader in Niddy , if it is due to underfunding maybe we should all dig into our pockets & help to what level we can , no other site offers this level off support you get here when it`s working properly but this week it`s not been consistent.
                                Its not been a week, it has been 4 days since you last posted, however I needed a weekend off and to be frank i've not even done that properly what with one thing or another!

                                I will sort things for you, however please note I do not expect payment for anything, I fund the site and have plenty to fund it - we are volunteers though, that's the difference!

                                I do this for free, for the love of helping others. I appreciate you're stressed whatever but do you think these kind of posts help me to help you? I don't! Anyway, i'll respond to your posts shortly if my help is still of any use to you?
                                I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                                If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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